Are You Thinking About a Short Sale?

We are the Short Sale Specialist and Top Short Sale Agent in Oakland, Macomb & Wayne Counties Michigan

The Holland Realty Group is the premiere Short Sale Specialist in the Metro Detroit area.  We service Oakland, Macomb, and Wayne Counties.  If you're outside this area, rest assured we'll refer one of of the top short sale experts in your area - you can't have just any agent handle a short sale for you.

We have marketed, sold, and processed short sales in virtually every city or township in the area, including Berkley, Beverly Hills, Birmgingham, Bloomfield Hills, Canton, Commerce, Dearborn Heights, Detroit, Eastpointe, Garden City, Farmington Hills, Ferndale, Keego Harbor, Livonia, Macomb Township, Madison Heights, Novi, Northville, Oak Park, Plymouth, Pontiac, Orchard Lake, Rochester and Rochester Hills, Royal Oak, Shelby Township, Southfield, Saint Clair, Sterling Heights, Troy, Washington Township, Walled Lake, Warren, Waterford, West Bloomfield, Wixom and surrounding areas.

We have negotiated and closed short sales with virtually every local and national bank and local credit union in existence, including the giants of Bank of America, Wells Fargo, GMAC, Citi Mortgage, Flagstar, Fifth Third, and Chase.  We know these banks, their employees, their loss mitigation departments, what they're looking for, what they expect, what they'll approve. With our team on your side, you can have the confidence that the short sale will get done.  There isn't a more qualified capable team in the area to represent you.  

As Certified Distressed Property Experts (CDPE), you can be confident that you have the best agent on your team helping you through this difficult process.   Call us directly right now at 248-396-9858 to get started, to have your questions answered, or just to gain additional information - we are here for you when you need us. 

Why do a short sale? 

There are a number of reasons why a homeowner will elect to complete a short sale.  First of all, if the other choice is a foreclosure or deed-in-lieu, it's no-brainer - SHORT SELL IT! Foreclosures and Deed-In-Lieu not only ruin your credit, risk future employment, and cause low self-esteem, but the banks can come after you for the deficiency years down the road - there is no "walking away" anymore.  Preserve your credit and eliminate the future risk by doing a short sale instead. 

How Do You Qualify for a Short Sale? 

It isn't necessary that you can't afford your mortgage, but rather just that it puts stress on your finances to do it. We have had short sales approved for homeowners who wanted out because the property wasn't worth as much as the balance on the mortgage and it was a good financial decision to rid themselves of the property - it happens quite a bit.  Generally, the bank like to see a hardship.  Some examples of hardship include:

• Loss of employment
• Job Relocation
• Unexpected medical expenses/sickness in the family
• Decreased income
• Interest on an adjustable rate mortgage just adjusted to the point where it's not financially comfortable
• Property requires maintenance/repairs that you cannot afford
• Divorce
• You get married to someone who also has a home and you can't keep two of them

Next Steps In Completing a Short Sale

Call us at 248-396-9858 or fill out the form below.

As Certified Short Sale Specialists, The Holland Realty Group has processed hundreds of short sales and has a track record of success you can depend on.  Completing short sales isn't easy and can be tricky, but with us on your side, we can make it a hassle-free process for you.  Some companies and agents want to charge you money for processing a short sale - DON'T DO IT!  You shouldn't pay a dime.

Whether you're struggling to keep your home, attempting to modify your existing loan with your lender, or juggling multiple houses, we can provide the information you need to guide you to a solution.  We have completed short sales with every bank imagineable, from small local credit unions to big national banks, such as Bank of America, Chase, Citi, Fifth Third Bank, Flagstar, PNC, Wachovia, Wells Fargo, and so many more - from the small local credit unions to the huge money-mongering giant banks.  We know the short sale departments and the negotiators and processors of these banks inside out.  We want to help.

Be sure to read our Short Sale Fequently Asked Questions (FAQ's) for more valuable short sale information and advice.  If you have any questions or would like to learn more about short selling a property, please do not hesitate to Email or call us today, directly, by dialing 248-396-9858.  You can also complete the following form and we'll get right back to you.  We want to help.